It is an insurance that protects your company against losses caused by customer defaults, whether due to prolonged delay, insolvency, or bankruptcy.

Companies that sell products or services on credit, in the domestic or export market, such as industries, distributors, wholesalers, and exporters.

Insolvency (bankruptcy, judicial recovery) and prolonged delay, when the customer does not pay after the specified term and the grace period defined in the policy.

No. Credit Insurance is aimed at business-to-business (B2B) commercial relationships, with a formal credit sales contract.

Yes, but all customers undergo a credit analysis by the insurer, which defines exposure limits for each buyer.

Yes! There is coverage for international sales, protecting the exporter in case of default by the importer, including political and commercial risks (according to the policy).

After proof of default and the end of the grace period, the insurer reimburses the total or partial value of the sale, according to the terms of the contract.

The insurer performs the evaluation of buyers based on history, score, industry, and payment capacity, offering more security in business decisions.

Yes. Credit Insurance allows you to reduce or reclassify provisions for losses, improving the financial balance and predictability of the company.

Just fill out the form online or talk to one of our specialists. 4USEG will analyze your company’s profile and present the best personalized solution.