It is an insurance that protects directors, administrators, and executives of companies against judicial, civil, criminal, or administrative actions related to their professional performance.

Directors, board members, administrators, trustees, executives, and even former managers — people who hold or have held leadership and management positions in the company.

Yes! D&O Insurance can cover management acts committed before the policy was purchased, as long as they are within the retroactive period defined in the policy.

Yes. The coverage can extend even after departure, as long as the lawsuit is related to the period in which they were active in the company.

It covers civil, criminal, administrative, and tax actions, as well as investigations and sanctions applied by regulatory bodies, such as the CVM, Federal Revenue, or Procon.

Yes, the insurance can cover indemnities and legal settlements, as long as they are legally permitted and according to the terms defined in the policy.

The focus is to protect the individuals (D&O), but some policies may include specific reimbursement clauses for the company, especially in cases of cost advances.

Intentional acts, illicit acts, proven fraud, illicit enrichment, and disputes between insured parties may be outside the coverage, depending on the contracted conditions.

Expenses with lawyers, expert analyses, and lawsuits can be reimbursed or covered directly, according to the policy and the type of claim.

Just get in touch with a 4USEG specialist, by filling out the form. Our team will understand your company’s profile and create a personalized proposal, with complete coverage and dedicated consulting.