It is an insurance that protects professionals and service-providing companies against losses caused to third parties due to errors, omissions, or negligence in the practice of the profession.

Any freelance professional or service-providing company, such as doctors, engineers, lawyers, accountants, consultants, architects, clinics, or offices.

Technical errors, incorrect diagnoses, design flaws, omissions, damage to third-party property, or advice that results in financial, material, or bodily harm.

Yes. The policy covers defense costs, attorney fees, expert analyses, judicial or extrajudicial settlements, and possible indemnities, according to the contracted limits.

Not necessarily. It is possible to include retroactive coverage, also protecting acts performed before the policy was signed, as long as it is specified.

Yes! The insurance is available for self-employed professionals (individuals) and companies (legal entities), with plans adjusted according to the area of operation and risk involved.

Yes, as long as it is contracted as additional coverage. This protects against lawsuits for damage to the reputation, image, or honor of third parties caused by your actions.

Professional Liability covers failures in the practice of the profession, while General Liability covers accidents or damages caused in the company’s physical environment, such as falls or leaks.

In most professions, it is not mandatory, but in public tenders, corporate contracts, or agreements with operators, it may be required as a condition of practice.

Just fill out the form online or speak with a 4USEG specialist. The proposal is made in a personalized way, with 100% digital contracting and specialized support.