It is insurance that protects the insured against expenses caused by unintentional damages to third parties, such as neighbors, visitors, or strangers, inside or outside the residence.

Material damages (such as broken objects, leaks, fires) and bodily damages (such as accidents caused by children, pets, or domestic employees).

Yes! Cases such as bites, scratches, or damage to third-party property caused by pets are covered by the insurance, according to contracted limits.

No. Coverage also applies to situations outside the residence, such as outings, trips, or accidents occurring in public places.

Yes. The insurance covers unintentional acts performed by employees working in the insured residence.

No. Contracting is fast, online, and does not require inspection or technical analysis of the property.

Yes! The insurance is ideal for both houses and apartments, especially in cases of damage caused to neighbors (such as leaks, for example).

4USEG offers legal support and reimburses indemnity amounts within the limits established by the policy.

In some cases, yes. The deductible amount depends on the type of damage and the policy conditions.

Just fill out the form on the website or talk to one of our specialists. Contracting is simple, fast, and can be done 100% online.