Health insurance covers medical consultations, exams, hospital stays, surgeries, treatments, urgent care, and, depending on the plan, also therapies and high-complexity exams.

Health insurance allows you to choose doctors, hospitals, and labs freely, with reimbursement options, while a health plan usually requires service within a predefined network.

Yes, like health plans, there is a waiting period for certain procedures, but this varies depending on the plan and may include reduced waiting time options.

Yes! 4USEG’s health insurance offers national coverage, ensuring care in different regions of Brazil.

Yes! You can use the insurer’s accredited network or choose another hospital and request reimbursement according to your policy terms.

That depends on the plan. Some health insurance plans offer unlimited consultations, exams, and hospital stays, as long as they fall within the policy conditions.

You may receive full or partial reimbursement for medical expenses incurred outside the accredited network, according to the amount defined in your contract.

Yes! You can include spouses, children, and other dependents, ensuring protection for your whole family with special conditions.

Yes! Most health insurance plans cover urgent and emergency care, whether due to accidents or serious medical situations.

It’s simple: fill out the form, receive the best options, choose the one that fits your needs, and complete the process online with support from our specialists.